The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The FCA do not regulate buy to let mortgages.
Trusts are not regulated by the FCA.
With over 10 years experience in financial services, Tom started his career at Nationwide Building Society, and has worked for Charles Derby since 2012. Since 2016 Tom has been giving Advice under the Charles Derby Financial Services trading style - Elevate Financial Solutions. He has a passion for helping people to achieve their financial goals, whether that’s buying their first home, building a buy to let portfolio or simply enjoying a comfortable retirement.
Russell joined Elevate Financial Solutions in 2016 as a Mortgage & Protection Adviser after 17 years working as a Senior Fixed Income Analyst in the city of London. He now provides whole of market mortgage advice to clients for both residential and buy to let property, as well as advising on the associated insurances such as buildings, contents and life insurance.
Ben joined Elevate Financial Solutions in 2017 as a Mortgage & Protection Adviser after 4 years working as an Estate Agent. This prior experience working in property means that he is able to manage the entire property buying process, not only the mortgage application for his clients.
I joined Elevate Financial Solutions as the Business Development Manager having previously worked as an Acquisitions Manager of a Property Investment Company. I also have several years’ experience in Residential Sales having worked for the market leading Estate Agents in Chislehurst. I have been involved in all aspects of purchasing a property so my knowledge of the process from start to finish means that I am able to assist clients throughout their purchase ensuring the process is quick and simple rather than extremely complicated and time consuming for them. At Elevate it is my responsibility to grow the business and ensure we are providing an efficient service for everyone involved in a purchase of a property from the buyer to the Estate Agents and Solicitors.